The right home loan, explained in plain English.
I'm Andy Cookman, a mortgage broker who shops 120+ wholesale lenders for you. I specialize in helping people keep the house, or start over, during and after a divorce.

How can I help?
Going through a divorce
Keep the house, buy out your spouse, or sell and start fresh. Plus counselors, support groups and legal resources.
Divorce one-stop shop →Buying your first home
Low down payment programs and down payment assistance you may not know about.
First-time buyers →Can I afford the buyout?
See in two minutes whether a cash-out or an equity buyout refinance gets you there.
Run the numbers →wholesale lenders compared for every loan
lending is my specialty. I train other loan officers on it
to get straight answers, with no pressure
One application. 120+ lenders working for your business.
A bank can only offer its own loans. As a broker with Edge Home Finance, I compare programs and pricing across more than 120 wholesale lenders, so you get the loan that fits your situation instead of the one a single bank happens to sell.
As Director of Training & Education at The Mortgage Institute, I teach loan officers, attorneys and financial pros how divorce affects a mortgage. I bring that same depth to every client.
What clients get
- A clear plan before the decree is signed
- Side-by-side loan options, not a sales pitch
- Help coordinating with your attorney, mediator and Realtor
- A guide from application to closing

Divorce lending runs in the family.
My dad, Noel Cookman, and I wrote Everything a Divorce Lawyer Needs to Know About Mortgages together. Through The Mortgage Institute, we teach attorneys, mediators and loan officers how the mortgage side of a divorce really works.
That experience goes into every client's plan, whether you're keeping the house, buying your first one or starting over.
Let's talk about your home
Not sure where to start? A 15-minute call usually answers the big questions.